Telephone Banking
- Call 1-800-216-3158
- Access your account information 24 hours a day
- Checking, Savings, CDs and Loans
- Report a lost or stolen bank card
- Transfer funds between accounts
- Verify deposits and withdrawals
- Make loan payments
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Overdraft Protection Products
- Smart Line, an overdraft protection loan, with draws in increments of $100 up to your credit limit and a $25 annual fee. Subject to normal credit approval.
- Smart Link, an overdraft protection plan linked to one of your other accounts, with draws in increments of $50, a $10 per overdraft transfer fee and no annual fee.
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Debit Card
- Use our MasterMoney™ Card to make purchases from your checking account wherever you see the MasterCard™ logo and at MSB ATMs or ATMs on the shared network.
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Credit Card Services
Platinum Credit Cards
- Visa/MasterCard
- Personal and Business cards available
- No annual fee
- Low, variable annual percentage rate
- Special rate for balance transfers
- Convenience checks
- Three card styles - Classic, PayBack (Cash Back on purchases), and Preferred (Earn Reward Points)
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Safe Deposit Boxes
Safe Deposit Boxes can be rented at each MidSouth Bank location. Please contact your local office for box availability. Sizes vary by location.
2x4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $20.00
2x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $22.50
3x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00
4x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $35.00
5x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $37.50
3x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $40.00
5x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..$65.00
6x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $75.00
10x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $100.00
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Cash Management Services
- Internet banking
- MasterMoney™ business debit card
- Remote deposit capture (scan and deposit checks at your business)
- Wire transfers
- ACH origination
- Direct deposit of payroll into your employee's checking account eliminates the need to issue payroll checks and makes it convenient for your employee.
- Debit monthly fees from your customer’s bank account instead of receiving checks via mail each month.
- Monthly fee of $50
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