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ONLINE BANKING
   
 
 
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Other Services

Internet and Mobile Banking

  • Electronic Bill Pay Service
  • Account inquiry
  • Transfer funds between accounts
  • Make loan payments

This Is Your Community.
And We Want To Be Your Bank.

Telephone Banking

  • Call 1-800-216-3158
  • Access your account information 24 hours a day
  • Checking, Savings, CDs and Loans
  • Report a lost or stolen bank card
  • Transfer funds between accounts
  • Verify deposits and withdrawals
  • Make loan payments

Overdraft Protection Products

  • Smart Line, an overdraft protection loan, with draws in increments of $100 up to your credit limit and a $25 annual fee. Subject to normal credit approval.
  • Smart Link, an overdraft protection plan linked to one of your other accounts, with draws in increments of $50, a $10 per overdraft transfer fee and no annual fee.

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Debit Card

  • Use our MasterMoney Card to make purchases from your checking account wherever you see the MasterCard logo and at MSB ATMs or ATMs on the shared network.

Credit Card Services

Platinum Credit Cards

  • Visa/MasterCard
  • Personal and Business cards available
  • No annual fee
  • Low, variable annual percentage rate
  • Special rate for balance transfers
  • Convenience checks
  • Three card styles - Classic, PayBack (Cash Back on purchases), and Preferred (Earn Reward Points)

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Safe Deposit Boxes

Safe Deposit Boxes can be rented at each MidSouth Bank location.  Please contact your local office for box availability.  Sizes vary by location. 

2x4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $20.00
2x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $22.50
3x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $25.00
4x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $35.00
5x5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $37.50
3x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $40.00
5x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..$65.00
6x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $75.00
10x10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $100.00
10x15 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $125.00

Cash Management Services

  • Internet banking
  • MasterMoney™ business debit card
  • Remote deposit capture (scan and deposit checks at your business)
  • Wire transfers
  • ACH origination
    • Direct deposit of payroll into your employee's checking account eliminates the need to issue payroll checks and makes it convenient for your employee.
    • Debit monthly fees from your customer’s bank account instead of receiving checks via mail each month.
    • Monthly fee of $50

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