Home Loans

Getting a Mortgage is so much easier.

MidSouth Makes Getting a Mortgage So Much Easier!

The home buying process is so much easier when you rely on MidSouth Bank for your total mortgage needs. Whether you are considering buying a home, building a home or simply wish to refinance an existing home loan, talk with us today. We offer a full array of mortgage services to meet your unique needs. From lot acquisition loans to construction loans, from adjustable rate mortgages to conventional loans, you will discover prompt service makes your home purchase or construction process easier.

We have the mortgage services you need:

  • Long Term Fixed Rates
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Adjustable Rate Mortgages
  • Non-Conforming
  • Construction
  • Home Equity Line of Credit
  • USDA Financing
  • Construction to Permanent Financing

We don’t expect you to have all the answers. That’s our job. A lot of mortgage bankers will tell you what types of loans they offer, from conventional fixed-rate mortgages to adjustable rate mortgages. FHA, VA, and the list goes on and on. Often at other banks, it’s left up to you to make a decision, without all the facts, as to which type of loan to utilize.

At MidSouth Bank, we study your specific situation and ask the right questions to determine the most cost-effective mortgage solution for your needs. Certainly, we offer a full array of mortgage options to discuss if you wish, but we consider it our job to help you make an informed and proper choice.

You need an answer, not a delay.

Chances are, you may have experienced delayed mortgage loan processing before in your life, and we look forward to exceeding your expectations of what personal service can be.

Because MidSouth Bank is a true community bank, we are positioned to provide the tailored and responsive mortgage solutions you need. We know you are anxious for an answer as you consider your home purchase, and we work diligently to provide a prompt response.

Mortgage Loans may be originated at any of our locations. Please speak with one of our Mortgage Bankers today for more details.