Credit/Debit Cards

Easy, secure ways to pay.

24/7 Credit Card Access

Credit/debit cards provide easy, secure ways to pay for gas, groceries, travel, online purchases, and more. Plus you can simplify your spending by selecting the card that’s right for you. Use your debit card for access to money in your checking account or use one of our credit card options when you need resources to help manage your finances. Whatever your needs, we have options for you.

Credit/Debit Card Offerings


Platinum Classic MasterCard®

Give yourself the buying power of Platinum with a low spending rate and valuable card member benefits.

  • No Annual Fee
  • Annual Percentage Rate as low as 14.99%**
  • Balance Transfers*
  • Cash Advances*

*Fees apply.  Subject to credit approval.
**APR is variable based on the prime rate.

Platinum Preferred MasterCard®

You’ll earn rewards points starting with your first purchase, with no spending tiers or minimums.

  • No Annual Fee
  • No monthly rewards fees
  • Annual Percentage Rate as low as 14.99%**
  • Balance Transfers*
  • Cash Advances*
  • $1.00 spent on purchases = 1 point

*Fees apply.  Subject to credit approval.
**APR is variable based on the prime rate.

Platinum Payback MasterCard®

You’ll earn cash rewards starting with your first purchase.

  • No Annual Fee
  • No monthly rewards fees
  • Annual Percentage Rate as low as 14.99%**
  • Balance Transfers*
  • Cash Advances*
  • $1.00 spend = 1% Cash Back
  • Cardholders can request cash after accumulating $25

*Fees apply.  Subject to credit approval.
**APR is variable based on the prime rate.

Debit Card

Use our MidSouth Debit Card to make purchases from your checking account wherever you see the MasterCard™ logo and at MidSouth Bank ATMs or ATMs on the shared network. To reset your debit card pin number, call 1-800-567-3451.

Check out our Debit Card Management App, CardValet!



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