Treasury Services

Hassle-free way to take care of your company’s finances.

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Run your business without running to the Bank.

You have a business to run, and MidSouth Bank Treasury Services eliminates the distraction of running to the bank. Let MidSouth Bank Treasury Services take care of your company’s finances every day with seamless solutions designed to improve cash flow, streamline payables and mitigate unnecessary risk exposure.

ACH Manager

Direct deposit of payroll into your employee’s checking account eliminates the need to issue payroll checks and makes it convenient for your employee. Debit monthly fees from your customer’s bank account instead of receiving checks via mail each month.



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Business Mobile Banking

Powerful financial management on the go no matter where you are. Quickly check balances, review transactions, transfer money, deposit checks, and more all from within your business mobile banking app. Accessible on the Google Play and iTunes App Stores!



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Electronic Federal Tax Payment

The Electronic Federal Tax Payment System (EFTPS) is the most convenient way to make federal tax payments securely via the Internet or over the phone.

  • Make your tax payments securely from your home or office, 24 hours a day, 7 days a week.
  • Schedule all payments in advance or make weekly or monthly payments if you prefer.
  • Access up to 16 months of your EFTPS payment history online or by phone.
  • Receive an immediate EFT Acknowledgement Number that is a receipt of the transaction, which can be used for checking payment status and in communication with the IRS.

Remote Deposit Capture

With MidSouth Bank’s Remote Deposit Capture you can reduce risk of fraud and theft by depositing checks electronically 24/7. It’s like having a teller in your office.



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Business Debit Card

Use our MidSouth Debit Card to make purchases from your checking account wherever you see the MasterCard™ logo and at MidSouth Bank ATMs or ATMs on the shared Allpoint Network.

Business Online Banking

No matter your schedule, you can benefit from 24/7 access to your money that’s safe, simple and always available. With online banking you can view up-to-the-minute account balances, transfer funds between accounts, export files directly to your financial software, pay bills or make a loan payment all with the click of a button.



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Positive Pay & Reverse Positive Pay

Positive Pay is a powerful fraud prevention tool used to help your business combat check fraud. MidSouth Bank’s Positive Pay helps your business detect suspicious transactions, reducing the risk of financial loss and safeguarding the reputation of your business. The process is simple:

  • You will upload information about the checks you’ve written into our Business Online Banking platform.
  • We will use your records to validate items presented for payment against your account(s) daily.
  • If a mismatched or a potential fraudulent check item or “exception item” is detected, we will notify you by email.
  • The email will alert an assigned decision maker for your business to log into MidSouth Bank’s Business Online Banking platform to review and make a “pay” or “return” decision for each exception — you decide whether or not to pay the check.



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Reverse Positive Pay is an alternative fraud management tool that simplifies account reconciliation activity related to checks presented for payment. Here’s how:

  • You will limit your exceptions based on a pre-defined dollar amount threshold.
  • Exception items below the set threshold are automatically marked to pay while items exceeding the set threshold are moved to the exception queue for review.
  • The decision maker for your business will receive an email alerting them of exception items needing review.
  • The exceptions are managed by logging into MidSouth Bank’s Business Online Banking platform and determining whether to pay or return each item.

 

Click here to compare Positive Pay and Reverse Positive Pay.

Wire Manager

Wire Manager allows you to safely send payments on tight deadlines, fast and easy. Transfer funds to accounts at other financial institutions and verify execution with real-time tracking.



Interactive Video Player


ACH Manager

Direct deposit of payroll into your employee’s checking account eliminates the need to issue payroll checks and makes it convenient for your employee. Debit monthly fees from your customer’s bank account instead of receiving checks via mail each month.



Interactive Video Player


Business Debit Card

Use our MidSouth Debit Card to make purchases from your checking account wherever you see the MasterCard™ logo and at MidSouth Bank ATMs or ATMs on the shared Allpoint Network.

Business Mobile Banking

Powerful financial management on the go no matter where you are. Quickly check balances, review transactions, transfer money, deposit checks, and more all from within your business mobile banking app. Accessible on the Google Play and iTunes App Stores!



Interactive Video Player


Business Online Banking

No matter your schedule, you can benefit from 24/7 access to your money that’s safe, simple and always available. With online banking you can view up-to-the-minute account balances, transfer funds between accounts, export files directly to your financial software, pay bills or make a loan payment all with the click of a button.



Interactive Video Player


Electronic Federal Tax Payment

The Electronic Federal Tax Payment System (EFTPS) is the most convenient way to make federal tax payments securely via the Internet or over the phone.

  • Make your tax payments securely from your home or office, 24 hours a day, 7 days a week.
  • Schedule all payments in advance or make weekly or monthly payments if you prefer.
  • Access up to 16 months of your EFTPS payment history online or by phone.
  • Receive an immediate EFT Acknowledgement Number that is a receipt of the transaction, which can be used for checking payment status and in communication with the IRS.

Positive Pay & Reverse Positive Pay

Positive Pay is a powerful fraud prevention tool used to help your business combat check fraud. MidSouth Bank’s Positive Pay helps your business detect suspicious transactions, reducing the risk of financial loss and safeguarding the reputation of your business. The process is simple:

  • You will upload information about the checks you’ve written into our Business Online Banking platform.
  • We will use your records to validate items presented for payment against your account(s) daily.
  • If a mismatched or a potential fraudulent check item or “exception item” is detected, we will notify you by email.
  • The email will alert an assigned decision maker for your business to log into MidSouth Bank’s Business Online Banking platform to review and make a “pay” or “return” decision for each exception — you decide whether or not to pay the check.



Interactive Video Player


 

Reverse Positive Pay is an alternative fraud management tool that simplifies account reconciliation activity related to checks presented for payment. Here’s how:

  • You will limit your exceptions based on a pre-defined dollar amount threshold.
  • Exception items below the set threshold are automatically marked to pay while items exceeding the set threshold are moved to the exception queue for review.
  • The decision maker for your business will receive an email alerting them of exception items needing review.
  • The exceptions are managed by logging into MidSouth Bank’s Business Online Banking platform and determining whether to pay or return each item.

 

Click here to compare Positive Pay and Reverse Positive Pay.

Remote Deposit Capture

With MidSouth Bank’s Remote Deposit Capture you can reduce risk of fraud and theft by depositing checks electronically 24/7. It’s like having a teller in your office.



Interactive Video Player


Wire Manager

Wire Manager allows you to safely send payments on tight deadlines, fast and easy. Transfer funds to accounts at other financial institutions and verify execution with real-time tracking.



Interactive Video Player


Get started today!

To sign up for or to learn more about any of our Treasury Services, please call our Treasury Services team at (888) 643-0111 or email our representatives directly. We will be happy to assist you.