Want to purchase a new vehicle, add a pool to your dream home, or pay for college? With a variety of loan options at competitive rates, we make it simple to borrow money.1
Credit scores can affect your eligibility for a potential loan or line of credit. View our credit score resource page to learn more.
Use an Unsecured Personal Loan to pay for home improvements, make a major purchase, or consolidate debt. This type of loan gives you access to the money you need but is not backed by using your property as collateral.2
When you use your MidSouth savings account or Certificate of Deposit as collateral, you can borrow against the entire amount. This is a great choice if you want to improve your credit score by making timely payments on a loan while earning interest on your excess cash.
MidSouth Bank’s Home Equity Line of Credit is an easy-to-use, renewable line of credit secured by the equity in your home. It’s the most convenient line of credit because you can borrow what you need, when you need it. A Home Equity Line of Credit from MidSouth Bank offers competitive rates, flexible terms, and convenient access so that you can fund home improvements, take a dream trip, pay for a wedding, or support any other major financial demands.
Learn how you can unlock the equity in your home today.
Whether you’re considering a new car for work or a new boat for fun, we have options to meet your need. Plus, with FREE online banking, you can make payments and manage your account from anywhere your vehicle takes you.
Use our Financial Calculators to figure out the right loan for you.
If you are looking to increase your personal buying power, a MidSouth Bank Visa® credit card places the convenience right in your wallet. With four different credit card options, you will receive hometown convenience, worldwide acceptance, and great benefits.
Choosing the right credit card has never been easier.
1With all products, terms and conditions apply. Subject to approval.
2Repay a personal loan in terms ranging from 12 to 24 months with a minimum loan amount of $2,500.
The maximum Annual Percentage Rate (APR) is 27.56% and the maximum origination fee is $200. Subject to credit approval. Your actual APR may differ based on amount, term length, and your credit profile. Rates accurate as of 8/11/25.
Representative example of repayment terms for an unsecured personal loan: A 2-year fixed rate $10,000 unsecured personal loan would have 24 monthly payments of $471.40, with an annual percentage rate of 12.14%.