It's like a safety net for your wallet.
Smart SPEND offers the advantages of a traditional checking account — without checks! It’s like a safety net for your wallet, because you won’t have to worry about overdraft charges or unexpected fees from us.
With your MidSouth Debit Card — issued to you instantly at account opening — you are less likely to overdraw your account, and there are no overdraft charges if you do.
It’s easy to keep track of your money with Smart SPEND — you can manage spending, receive transaction alerts, access e-statements, and enjoy the convenience of online and mobile banking.
- Initial deposit to open is $50
- Free MidSouth Bank Debit Card issued at account opening
- No overdraft charges
- No monthly maintenance fee
- Free eStatements
- Free Online Banking with Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free Digital Wallet using Apple Pay or Google Pay
- Transaction alerts with CardValet®
- Free use of all MidSouth ATMs
- SELECT benefits available featuring cell phone insurance, credit monitoring, and more!