Personal Overdraft Protection

Safeguards to protect your money.

Smart LINE

Smart Line is an overdraft protection loan, withdrawals in increments of $100 up to your credit limit and a $25 annual fee. Subject to normal credit approval.

Smart LINK

Smart Link is an overdraft protection plan linked to one of your other accounts with draws in increments of $50, a $10 per overdraft transfer fee and no annual fee*.

*Withdrawal/transfer limitations from the sweep account apply.