Personal Overdraft Protection

Safeguards to protect your money.

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Smart LINE

Smart Line is an overdraft protection loan, withdrawals in increments of $100 up to your credit limit and a $25 annual fee. Subject to normal credit approval.

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Smart LINK

Smart Link is an overdraft protection plan linked to one of your other accounts with draws in increments of $50, a $10 per overdraft transfer fee and no annual fee*.

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*Withdrawal/transfer limitations from the sweep account apply.