Choosing the right credit card has never been easier.
MidSouth Bank Visa® credit cards are available for consumer and business customers. Whether you’re looking to earn cash back or great rewards, the choice is yours. With four different credit card options, you select the reward that is best for you and enjoy these great benefits:
- No annual fee*
- Access 24/7 customer service
- Set up account alerts
- Receive fraud alerts through email or text
- Make and schedule payments
- Pay with your card using Apple Pay®, Google Pay™ and Samsung Pay®
MidSouth Bank Visa® credit cards offer hometown convenience, worldwide acceptance and great benefits.
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles on Consumer Cards and for the first 6 months on Small Business Cards after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.00% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Business Rewards Platinum APRs are currently between 16.74% and 26.74%, Business Platinum Edition APRs are currently between 15.74% and 25.74%, and Business Cash Rewards Platinum APRs are currently between 18.74% and 28.74%. Consumer Rewards Platinum APRs are currently between 14.74% and 24.74%, Consumer Platinum Edition APRs are currently between 13.74% and 23.74%, and Consumer Cash Rewards Platinum APRs are currently between 17.74% and 27.74% Rates are accurate as of May 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.