Want to earn interest? Don’t want balance requirements on deposits? At MidSouth Bank, we have the right account for your specific needs with all the services you expect. And best yet, all our checking accounts include online banking with bill pay, mobile banking, 24-hour telephone banking, MidSouth Bank debit card, direct deposit, SecureAlerts, and eStatements.*
| Simply Blue | eChoice | PrimePlus (Age 50+) | Super NOW | |
|---|---|---|---|---|
| Minimum opening deposit | $100 | $100 | $100 | $1,500 |
| Monthly maintenance fee | No | No¹ | No | No |
| Required balance fee | No | No | No | Yes² |
| Personal standard checks | No | - | Included | - |
| MidSouth Visa® Debit Card | Included | Included | Included | Included |
| Online Bill Pay3 | Included | Included | Included | Included |
| 24-Hour Telephone Banking3 | Included | Included | Included | Included |
| Use of MidSouth & Allpoint ATMs | Included | Included | Included | Included |
| Interest bearing | No | No | Yes⁴ | Yes⁵ |
¹No – No monthly maintenance charge if enrolled in eStatements; otherwise, $4.00 monthly paper statement charge applies
²Yes – $9 monthly charge if the ledger balance drops below $1,500 or average daily balance drops below $2,500
³Messaging and data rates may apply
⁴Yes – Requires $500 minimum daily balance to earn interest
⁵Yes – Requires $1,500 minimum daily balance to earn interest
Need insurance products like cell phone protection? Want credit monitoring? As a MidSouth Bank checking account holder, you have access to our SELECT Benefits option for $3.95 per month. Further enhance the financial strength of your checking account with the services below:*
1Plateau Insurance Company of Crossville, TN. will be the Accidental Death Insurance underwriter. Coverage divides equally on joint accounts and reduces 50% at age 70.
2Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG).
3Refer to Guide to Benefit for complete details of coverage.
4Terms and conditions apply.
*Some items may require registration and/or activation, and other terms and conditions and/or fees may apply.
Dormant Account Service Charge: A checking account is considered dormant if there has been no deposit to or withdrawal from the account for a period of twelve (12) months. All regular service charges apply to dormant accounts. Accounts which are considered dormant will be service charged an additional $10 per statement cycle in addition to the routine service charge applicable to your account. This charge is applicable to all Checking accounts.
Charges Common to All Accounts: Specific fees can be found in our Charges Common to All Accounts schedule. Ask your banker for a fee schedule.
Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.