Business Savings

Start saving for tomorrow’s expenses, today

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As your business grows, so do your needs. Whatever the future demands of your business—working capital, new equipment, tax payments—MidSouth has the savings solutions to ensure you have what you need along with the added benefits of FREE online banking with bill pay1, mobile banking, 24-hour telephone banking1, use of Midsouth Bank and Allpoint ATMs, Visa® debit cards, SecureAlerts and e-Statements. Ask us today about our current interest rates.

Business Savings Options


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Business Regular Savings

  • Initial deposit to open is $100
  • Minimum daily balance to avoid service charge is $100
  • Service charge if ledger balance drops below $100 during statement cycle is $6
  • FREE Online Banking
  • FREE 24-Hour Telephone Banking
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Business CD

Higher interest rates and various terms will help your business reach its savings goal faster.

  • $500 to open an account
  • Terms range from 3 to 60 months*

*Penalty may be imposed for early withdrawal.

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Business Super Money Market

When you want to earn interest, but need your savings to be accessible, Super Money Market is an excellent option.*

  • Initial deposit to open account is $2,500
  • Minimum daily balance to avoid service charge is $2,500.
  • Service charge if daily ledger balance drops below $2,500 during statement cycle is $10
  • See Interest Rate Information for current rates
  • FREE Online Banking
  • FREE 24-Hour Telephone Banking

Interested in Opening an Account?

Find Your Bankers

1Messaging and data rates may apply.

Interest Rate and Annual Percentage Yield: At our discretion, our interest rate and annual percentage yield may change at any time. You must maintain the minimum balance stated for your account each day to obtain the annual percentage yield listed under “Current Rate Information.” Interest begins to accrue no later than the business day on which we receive credit for non-cash items (for example, checks). The daily balance method is used to calculate the interest on your account and the amount of interest you earn is based on the daily collected balance. The daily balance method applies a daily periodic rate to the full amount of principal in the account each day.

Charges Common to All Accounts: An excessive withdrawal fee may apply to each withdrawal or debit after 6 per statement cycle. Specific fees can be found in our Charges Common to All Accounts schedule. Ask your banker for a fee schedule.