Over 55,000 ATMs in the stores you know, love, and shop.
The Allpoint Network is a surcharge-free network of ATMs available to MidSouth Bank debit cardholders. With over 55,000 ATMs, your cash is never far away. You can access these ATMs in the stores you already know, love and shop — Target, CVS Pharmacy, Walgreens, Circle K, Kroger, Winn Dixie, Speedway, Costco, and many others.
Where can I find Allpoint ATMs?
Finding an ATM is easy:
- Use the Network ATM Locator
- Download the App (available for Apple® and Android™ users)
- Visit Allpoint’s Facebook page and use the ATM locator
- Look for this logo on the ATM

Can I use my current debit card?
Yes, use your current debit card to gain access to Allpoint ATM locations. No additional sign-up or action is required.
I went to the retailers you listed, but the ATM looked like it was owned by another bank – will that bank charge me for using the machine?
Many machines look like they are operated by other banks or credit unions; however, all ATMs listed on the Allpoint locator are part of the Network and are surcharge-free for MidSouth Bank debit cardholders. Just look for the Allpoint sticker on the ATM.
The surcharge screen appeared when I attempted a transaction – will I be charged a fee?
No fee will be applied. The surcharge screen is there to notify customers of other institutions who are not participating in the Allpoint Network. Just press “Yes” and continue with your transaction. MidSouth Bank debit cardholders will not be charged. The surcharge will be waived on your receipt.
Fees will apply when using ATMs that are not part of MidSouth Bank or the Allpoint Network.
If you are not a MidSouth Bank debit cardholder, please contact your financial institution (issuer of your debit/credit card) with questions/concerns.
I used a location on the locator but was assessed a surcharge. Can I be reimbursed?
If you are a MidSouth Bank debit cardholder, and were assessed a surcharge at an Allpoint ATM, please call 1-888-440-7774 or contact your local branch. We will refund the surcharge while we investigate the error.
If you are not a MidSouth Bank debit cardholder, please contact your financial institution (issuer of your debit/credit card) with questions/concerns.