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Lock in Higher Deposit Rates Now

Ask about MidSouth’s higher deposit interest rates. Our savings plans range from simple statement savings to interest-bearing money-market accounts. If a traditional savings account does not provide the flexibility you need, perhaps a money-market account is a great interest-earning alternative. And, for those thinking more long range, our time-based Certificates of Deposit provide an excellent way to save and offer a variety of terms to maximize your interest earnings. A variety of IRA options are also available for those interested in long-term retirement planning. You choose the one that best suits your needs.


Statement Savings

  • $100 initial deposit to open an account
  • $100 minimum daily balance to earn interest
What’s Free!
  • FREE Online Banking
  • FREE 24-Hour Telephone Banking

Use this account as overdraft protection for your checking account. Ask us how.

*Federal banking regulations limit you to six pre-authorized, telephone or online transfers per statement cycle. This includes checks, drafts, or similar orders you make payable to a third party. Withdrawal fee may apply per withdrawal/debit after 6 per statement cycle. Ask your banker for a fee schedule.

Certificates of Deposit

  • $500 initial deposit to open an account
  • Choose from various terms for your investment. Terms range from 90 days to 60 months.
  • Earn competitive rates.

Interest will be compounded and applied to your account quarterly on 12- to 60-month terms. Interest will be paid at maturity on 90-day to nine-month terms.*Early withdrawal fees may apply.

Super Money Market

  • $2,500 initial deposit to open an account
  • $2,500 minimum daily balance to earn interest
What’s Free!
  • FREE Online Banking
  • FREE 24-Hour Telephone Banking

Use this account as overdraft protection for your checking account. Ask us how.

*Federal banking regulations limit you to six pre-authorized, telephone or online transfers per month. This includes checks, drafts, or similar orders you make payable to a third party. Withdrawal fee may apply per withdrawal/debit after 6 per calendar month. See fee schedule.

Individual Retirement Accounts

IRA’s can be an important part of your retirement planning. Please contact your local MidSouth Bank office for information on our IRA products.

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